...the up-to-date approach to providing prescription
drug benefits to all ATA self-funded employer group plans. ATA
Rx proactively manages prescription benefits to provide prescription drug benefits
in a cost-effective manner.
The ATA program incorporates the expertise of medical doctors and
clinical pharmacists to offer a three-tier formulary program that
promotes the use of high quality generic and brand medications
referred to as "Preferred" medications.
The first tier (the lowest copay or coinsurance
option) is for generic drugs. The second tier consists of drugs
in the preferred formulary. These preferred formulary drugs are
selected to provide a high level of prescription benefit while
reducing pharmaceutical costs. The third tier consists primarily
of name brand drugs and has a higher copay or coinsurance.
The fourth tier (if chosen) has the highest copay or coinsurance
and consists of prescriptions for specialty drugs. Many different plan
designs are available with copays or coinsurance.
ATA Rx benefits are available through a national
network of easily accessible pharmacies.